Monday, April 20, 2009
Thisismoney: bank charges
Comment I posted on thisismoney:
I had been penalised several times with unauthorised overdraft charges. I am running a small business and I have noticed that employed people with a stable job may judge those who take business risks and are entrepreneurial, my friends included! My friends prefer that I close my business in holistic therapies and "get a proper job". I know that my business is adding a lot of value to my clients experiencing stress and tension. Using an overdraft is just one of the tools available to manage your cashflow. My business was affected by the credit crunch and I got charged hundreds of pounds in fees. Luckily, both Alliance and Leicester and Nationwide gave me a refund of charges totalling £600. I am still waiting for Natwest to give me a £250 refund since August 2008. The fact that I got a refund of overdraft charge is a clear proof that the banking system is levying disproportionate fees. I have now written a book on debt related stress to share my story and top tips.
- Paola Bassanese, Energya Stress Management Solutions, London
Posted: 20 April 2009, 7:58am
http://www.thisismoney.co.uk/campaigns/bankcharges/article.html?in_article_id=481401&in_page_id=507&expand=true#c401244
I had been penalised several times with unauthorised overdraft charges. I am running a small business and I have noticed that employed people with a stable job may judge those who take business risks and are entrepreneurial, my friends included! My friends prefer that I close my business in holistic therapies and "get a proper job". I know that my business is adding a lot of value to my clients experiencing stress and tension. Using an overdraft is just one of the tools available to manage your cashflow. My business was affected by the credit crunch and I got charged hundreds of pounds in fees. Luckily, both Alliance and Leicester and Nationwide gave me a refund of charges totalling £600. I am still waiting for Natwest to give me a £250 refund since August 2008. The fact that I got a refund of overdraft charge is a clear proof that the banking system is levying disproportionate fees. I have now written a book on debt related stress to share my story and top tips.
- Paola Bassanese, Energya Stress Management Solutions, London
Posted: 20 April 2009, 7:58am
http://www.thisismoney.co.uk/campaigns/bankcharges/article.html?in_article_id=481401&in_page_id=507&expand=true#c401244
Sunday, April 19, 2009
ENERGYA PRESS RELEASE: Energya Ltd launches new e-book on managing debt related stress
Apr 19, 2009 – ENERGYA PRESS RELEASE
BEAT DEBT WORRIES WITH RELAXATION AND A CLEAR STRATEGY
London . - Energya Ltd launches new e-book on managing debt related stress.
Managing your debts can be a full-time job. Debt never sleeps but you can learn how to put your debt to bed.
To be able to manage debt you need to feel good about yourself first. Creditors will do anything to make you feel like a criminal and try to dent your self-esteem.
Sometimes, what you really need is the sense of perspective you get from going away on holiday to then tackle bills and creditors with gusto. Of course, when you are in debt, the last thing you can afford is a holiday. That is why Paola Bassanese of Energya Ltd has written a book on cost-effective strategies to manage debt-related stress. The e-book “Relax and Get Richer” by Paola Bassanese is based on the author's own experience of dealing with creditors, shares her techniques and strategies and it succinctly condenses a vast amount of information on debt management from multiple sources.
Taking a holistic approach, this e-book presents the information in a simple, clear, concise and conversational manner. The advice on health and nutrition is accessible and easy to implement. The e-book can be purchased at http://www.energya.co.uk.
Paola Bassanese, Director of Energya Stress Management Solutions, decided to help other people who are struggling to cope with financial stress by providing a range of massage therapy and healthy eating packages and workshops.
#QUOTE Paola Bassanese says “Debt, especially credit card debt, is at an all-time high at the moment because of global economic conditions and many people cannot afford to repay their debts. At micro-economic level, middle class households are affected by their inability to obtain credit and individuals are at risk of losing their homes through repossessions. Something must be done to create a fairer banking system: consumers can vote with their feet and choose more ethical financial services providers and products. This way we can all influence the future direction of the financial services industry.
My role is to provide advice and relaxation techniques to those who are under pressure. If someone is being hassled by creditors and is worried by the size of their debts, they can become better equipped to handle their stress levels by knowing their rights as consumers and looking after their health.”
# # #
About Paola Bassanese
Paola Bassanese, MA IR/ES, ITEC Dip., is a fully qualified and highly respected Harley Street holistic practitioner specialising in:
stress management
natural facelift massage
back and shoulder tension.
She is the owner and director of Energya Ltd, a company specialising in stress management solutions. Paola runs massage workshops and gives talks on how to manage stress effectively.
As an author, Paola has written for the international consultancy Ovum and for the Economist, she was quoted in the Financial Times and her story was published in Spirit and Destiny.
About Energya Ltd
Energya can help you improve your overall wellbeing with a tailored programme including healthy eating and relaxation.
For more information visit our website www.energya.co.uk
TWITTER: http://twitter.com/paolaenergya
BEAT DEBT WORRIES WITH RELAXATION AND A CLEAR STRATEGY
London . - Energya Ltd launches new e-book on managing debt related stress.
Managing your debts can be a full-time job. Debt never sleeps but you can learn how to put your debt to bed.
To be able to manage debt you need to feel good about yourself first. Creditors will do anything to make you feel like a criminal and try to dent your self-esteem.
Sometimes, what you really need is the sense of perspective you get from going away on holiday to then tackle bills and creditors with gusto. Of course, when you are in debt, the last thing you can afford is a holiday. That is why Paola Bassanese of Energya Ltd has written a book on cost-effective strategies to manage debt-related stress. The e-book “Relax and Get Richer” by Paola Bassanese is based on the author's own experience of dealing with creditors, shares her techniques and strategies and it succinctly condenses a vast amount of information on debt management from multiple sources.
Taking a holistic approach, this e-book presents the information in a simple, clear, concise and conversational manner. The advice on health and nutrition is accessible and easy to implement. The e-book can be purchased at http://www.energya.co.uk.
Paola Bassanese, Director of Energya Stress Management Solutions, decided to help other people who are struggling to cope with financial stress by providing a range of massage therapy and healthy eating packages and workshops.
#QUOTE Paola Bassanese says “Debt, especially credit card debt, is at an all-time high at the moment because of global economic conditions and many people cannot afford to repay their debts. At micro-economic level, middle class households are affected by their inability to obtain credit and individuals are at risk of losing their homes through repossessions. Something must be done to create a fairer banking system: consumers can vote with their feet and choose more ethical financial services providers and products. This way we can all influence the future direction of the financial services industry.
My role is to provide advice and relaxation techniques to those who are under pressure. If someone is being hassled by creditors and is worried by the size of their debts, they can become better equipped to handle their stress levels by knowing their rights as consumers and looking after their health.”
# # #
About Paola Bassanese
Paola Bassanese, MA IR/ES, ITEC Dip., is a fully qualified and highly respected Harley Street holistic practitioner specialising in:
stress management
natural facelift massage
back and shoulder tension.
She is the owner and director of Energya Ltd, a company specialising in stress management solutions. Paola runs massage workshops and gives talks on how to manage stress effectively.
As an author, Paola has written for the international consultancy Ovum and for the Economist, she was quoted in the Financial Times and her story was published in Spirit and Destiny.
About Energya Ltd
Energya can help you improve your overall wellbeing with a tailored programme including healthy eating and relaxation.
For more information visit our website www.energya.co.uk
TWITTER: http://twitter.com/paolaenergya
Labels: debt, healthy eating, massage, money, nutrition, relaxation, stress, wellbeing
